Section 129(1) Notice in terms of the NCAThis Section 129 (1) (a) Notice template in terms of the National Credit Act 34 of 2005 (NCA), is a notice delivered by a credit provider to a consumer notifying the consumer of its default under a credit agreement that was entered into by and between the credit provider and the consumer. The notice further proposals as to what the consumer may do to resolve any disputes that he she may have with the agreement or to work out a plan for the payments